Offshore investing - Allan Gray
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Offshore investing

How to pick offshore investments for long-term wealth creation

Living in South Africa, or even as a South African living abroad, it’s easy to become completely sucked into the news about our country. At times it’s so all-consuming that one can forget that there is a whole world out there. This is clearly demonstrated by people’s search behaviour online, as shown in Graph 1. Note how the interest in Finance Minister Malusi Gigaba’s appointment and the country’s junk status, which were both so huge in our lives, was tiny compared to the search interest in US healthcare, and dwarfed by interest in reality TV star Kim Kardashian!

Keeping up with the Kardashians

If you take a step back as an investor and look at South Africa globally, it represents a tiny fraction of the investable opportunities out there. SA is only 6% of emerging markets and less than 1% of world markets. Add to this the volatile currency and uncertain political climate, and the need for diversification is clear.

Investing offshore should be a core part of your long-term investing plan

Bearing this in mind, it is important to consider offshore investments as core part of your long-term investment portfolio. It is also important to invest offshore consistently, rather than in reaction to dips in the rand or in response to news headlines. Decide how much of your portfolio should be invested offshore, with the help of an independent financial adviser, and work towards achieving your goal.

As an investor in the Allan Gray Equity, Balanced and Stable Funds, you get up to 25% offshore exposure through the offshore component of these unit trusts. You can also use rands to invest in the Allan Gray-Orbis rand-denominated offshore feeder funds or you can invest in Orbis and other offshore managers via the Allan Gray offshore investor platform.

With analysts based around the world, Orbis works tirelessly to identify undervalued shares that they believe can deliver superior long-term returns for their clients.

Global asset prices are currently high and there is a mood of complacency

As global markets enter the ninth year of the bull market that started with 2009 lows, the investing environment has become more challenging. Financial assets are currently looking expensive, particularly in developed markets. And the market has a mood of complacency: people seem to have forgotten that we have been here before and it didn’t end well. The good news is that even in expensive markets you can find cheap stocks – you just need to look harder for longer.  

History tells us that when asset prices are high and we are worried about what will happen next, ‘defensive’ stocks are the place to be: the usual advice is to take cover in boring blue chips like consumer staples and utilities.

While this has been a good call in the past, this time it is these same defensive names that have driven the market upwards. This makes sense: central banks suppressed the prospective returns on bonds by bidding up their prices, so investors who previously held bonds have been forced into equities. As reluctant equity investors, they have chosen the most bond-like stocks they could find – the defensives.

So where do you go?

In a market environment like this it is particularly important to focus on downside risk

Allan Gray and Orbis define risk as the permanent loss of capital and we position our portfolios to limit this risk. While this can lead to short-term underperformance, we believe it is the best way to preserve and grow clients’ wealth over the long term.

To achieve this, we look at every company we own in meticulous detail and we are wary of investing in companies with weak balance sheets that cannot make it through a down-cycle and would need to raise capital or worse, capitulate. While we pick each stock we put into the portfolio one by one there are currently essentially four buckets of stocks that have emerged from our bottom-up decisions:

  1. Stocks that are cheap because of company- or industry-specific concerns: These are classic Orbis stocks. Prices and investor sentiment are depressed due to  country, industry or company concerns—or some combination of the three.  Russia’s Sberbank is a good example. At a time when financial services and Russia have both been out of favour, many investors have overlooked what is otherwise a very well-run bank with a dominant competitive position.
  2. Stocks with large cash balances that can be deployed in attractive opportunities if asset prices decline significantly: Multinational conglomerate Berkshire Hathaway stands out as a good example. Warren Buffett has cash at the ready to snap up any cheap assets as soon as they become available. We don’t think the value of that cash is reflected in the share price.
  3. Stocks undergoing transformations which should enhance intrinsic value: An example is Charter Communications, one of Orbis’ largest holdings. The US cable telecom provider  is currently leading the charge in consolidating the US broadband industry, with a savvy management team unlocking the synergies from one acquisition to the next. We take a long-term perspective and we don’t think the valuation that the market currently assigns to this and other such companies is reflected in their share prices.
  4. Beneficiaries of innovation and change: This final bucket is for companies changing the way we do things using technology and innovation. Once again, we think the market is underappreciating the value of profitable, long-term growth – something that is more evident when taking a long-term perspective. Orbis owns a number of e-commerce companies that fit this description, with Amazon being the best-known example.

Once you mix all these buckets together you get a well-diversified group of companies that have been thoroughly analysed and all have one thing in common – the price we have paid for their earnings and assets is well below what we think they are actually worth. We won’t be right every time – historically, our success ratio has been around 60% – but paying a low price relative to fundamental value creates a margin of safety in case we are wrong. 

And that is the key point: We believe underpaying for assets not only leads to superior returns in the long term, but also reduces the risk of permanent capital loss. Similarly, it is also important to avoid areas of the market which look particularly expensive, as is the case with the so-called “defensive” shares in the current environment. 

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